Key Ways the Gig Economy is Changing Insurance Needs:
1) Health Insurance
Issue: Generally, the health insurance product is not offered by employers to their gig workers. The gig workers will need to find individualized health plans.
Shift: The demand for flexible, affordable health insurance products that are easier to adapt to the variable, or spasmodic, income of the gig worker is emerging. Governments and companies are also doing new, emerging models for portable benefits.

Key Ways the Gig Economy is Changing Insurance Needs:
1) Health Insurance
Issue: Generally, the health insurance product is not offered by employers to their gig workers. The gig workers will need to find individualized health plans.
Shift: The demand for flexible, affordable health insurance products that are easier to adapt to the variable, or spasmodic, income of the gig worker is emerging. Governments and companies are also doing new, emerging models for portable benefits.

A gig economy is an economy where short-term and freelance jobs take more prominent space within the labor market, or a labor market system, over permanent jobs. People work as free-lancers, contractors, or outside workers on temporary jobs, projects, or assignments referred to as "gigs."

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.

The boom of the gig economy is significantly transforming the business landscape of insurance as it produces new challenges and demands for coverage. Traditional employment provides so-called benefits, such as health insurance, workers' compensation, and unemployment insurance. All are provided by employers. Gig workers, technically categorized as independent contractors, typically miss these benefits. This has brought on a shift in types of insurance products needed for gig workers and new ways of structuring policies by the insurance providers.